California Hospital Association Takes on Anthem Blue Cross Over Discharge Delays.By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. Each of our clients experience a personalized and long-term relationship with us. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. – Logo indicating you have prescription drug coverage through your Horizon BCBSNJ health plan.Ĭosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. – Important phone numbers for you and your doctors. Remember to register to access these tools and resources. – Website address: Go online for information about claims, benefits, and the exclusive tools and resources available to you. – Indication of whether your Horizon BCBSNJ plan is insured or self-funded – This has to do with how your employer, if applicable, administers your Horizon BCBSNJ health plan. – Member and provider claim filing information. If you have an empty suitcase logo, nonemergency care received outside of New Jersey will be covered as out-of-network. – Suitcase logo: If you have the “PPO in a suitcase” picture, it means you can get in-network care when traveling outside New Jersey from a doctor or hospital who participates with the local Blue Cross and/or Blue Shield Plan. Some member ID cards will also show your coinsurance and deductible amount, if this applies to your plan. Your copayment is not your coinsurance amount. The amount may vary depending on where you receive care (i.e., hospital, primary doctor or specialist). The copayment is how much you pay, if applicable, each time you get care, treatment or services. – Copayment information: This will show only if your plan includes a copayment. – Name of your Horizon BCBSNJ plan: You will need to know this when looking for participating doctors and hospitals – Primary Care Physician (PCP) name, if a PCP is required by your plan. They can also sign in to the provider website to verify your coverage. – Coverage verification data: Doctors and hospitals need this information to check eligibility and submit claims. The prefix (the first three letters/numbers before the 3HZN) is used by Horizon BCBSNJ to route claims for processing. Generally, the numbers after the 3HZN are what doctors and hospitals will need from you. It will be the same for everyone covered under your Horizon BCBSNJ plan and will remain as your ID number for as long as you are the subscriber of the health plan. – Member ID number: Your member ID number is made up of a series of letters and numbers. The doctor and hospital will accept this card for you and your covered dependents. – Member name: In most cases, this will only show the subscriber’s name, not the covered dependent’s name. Let’s start with the front on the insurance card: Here’s how to read a Horizon health insurance card: There’s a lot of important information on your member ID card.

Your member ID card will automatically be mailed to you after your enrollment is processed.Your insurance card is key to getting access to quality health care. If the image of your member ID card does not appear once you have signed in, your enrollment has not yet been processed. Some members may only be able to view and print a proof of coverage letter, which includes the same information as an ID card. Once you have signed in, just choose ID Cards and follow the on-screen instructions to print, download or request a new card. You can also sign in to access your member ID card. When using Horizon Blue on an iPhone, you also have the added convenience of being able to save your member ID card to your Apple Wallet™. Of your member ID card, click Print below the image. You can also show your member ID card at your doctor’s office, or share it directly from the app. If you request a new one, you will receive a new card in approximately five to 10 business days. Once you have signed in to the Horizon Blue app, select ID Cards and follow the on-screen instructions to view or print your member ID card, or request a new one. To get the app, text GetApp to 422-272 or download it from the App Store® or Google Play™. Horizon Blue is your 24/7 resource for all of the ins and outs of your plan, and it connects you to care and support wherever you are. The fastest way to get your card on the go is to use the Horizon Blue app.

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